Park Community Credit Union Payday Loans Review - Richmond, Kentucky

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4.5 105 reviews

Organization owner?

1300 Gibson Bay Dr, Richmond, KY 40475, USA

+1 (859) 623-0838

parkcommunity.com

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Domain Info

Mailing Address

2515 BLANKENBAKER PKWY

LOUISVILLE

40299-2465

United States

Contact Data

parkops@parkcommunity.com

+1.5028156007

Testimonials

Feedback about Park Community Credit Union?

Here you see the reviews of our clients.

Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Richmond, Massachusetts

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Richmond, Massachusetts is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates you will get.

APR

23% small loan cap

How will Park Community Credit Union help take out a loan in Richmond, Massachusetts?

Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Richmond, Massachusetts. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see