Cash Tyme Payday Loans Review - Richmond, Kentucky

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Loan agency in Richmond, Kentucky

Organization owner?

962 Commercial Dr, Richmond, KY 40475, USA

+1 (859) 626-4434

www.cashtyme.com

Thursday

10:30AM–6PM

Friday

10:30AM–6PM

Saturday

10:30AM–3PM

Sunday

Closed

Monday

10:30AM–6PM

Tuesday

10:30AM–6PM

Wednesday

10:30AM–6PM

Domain Info

Feedback about Cash Tyme?

Here you grapple with the reviews of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Richmond, Massachusetts

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in Richmond, ma. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

23% small loan cap

How will Cash Tyme help take out a loan in Richmond, Massachusetts?

24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

18%

Healthcare Bills

20%

Traveling

15%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Richmond, ma consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on schedule and not only solve current problems, but enhance the credit rating.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see