Community Trust Bank Payday Loans Review - Versailles, Kentucky

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5 2 reviews

101 N Main St 2nd floor, Versailles, KY 40383, USA
+1 (859) 879-5400
www.ctbi.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1997-01-19

Mailing Address

50 WEDDINGTON BRANCH RD

PIKEVILLE

KY

41501-3296

United States

Company Name

Salyer, Mark

Community Trust Bank, Inc

Contact Data

salyerma@ctbi.com

+1.16064332684

Testimonials

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Pay Attention

Above-specified info provides the details about a definite lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Versailles, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Versailles, New York is issued easily and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will Community Trust Bank help issue a loan in Versailles, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

16%
Healthcare Bills

18%
Traveling

14%
Car Repair

5%
Clothes

7%
Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a loan. The lender process many aspects such as financial abilities to approve the request. Cash advance in Versailles, New York may help enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see

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