Gulf Coast Bank Payday Loans Review - Abbeville, Louisiana

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3.9 7 reviews

221 S State St, Abbeville, LA 70510, USA
+1 (337) 893-7733
www.gcbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1996-01-03

Mailing Address

PO BOX 490

ABBEVILLE

LA

70511-0490

United States

Company Name

Gulf Coast Bank

Gulf Coast Bank

Contact Data

audit@gcbank.com

+1.3378937733

+1.9999999999

Testimonials

Feedback about Gulf Coast Bank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Abbeville, South Carolina

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Abbeville, South Carolina is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Gulf Coast Bank help take out a loan in Abbeville, South Carolina?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Abbeville, sc will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the payday loan. It takes seconds to see the result.

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