Speedy Cash Payday Loans Review - Baton Rouge, Louisiana

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3.8 65 reviews

Loan agency in Baton Rouge, Louisiana

Organization owner?

10828 Florida Blvd, Baton Rouge, LA 70815, USA

+1 (225) 275-1542

www.speedycash.com

Thursday

8AM–8PM

Friday
(Good Friday)

8AM–8PM

Hours might differ

Saturday

8AM–8PM

Sunday
(Easter)

Closed

Monday

8AM–8PM

Tuesday

8AM–8PM

Wednesday

8AM–8PM

Domain Info

Feedback about Speedy Cash?

Here you see the reviews of our customers.

Note

Pay Attention

Above-defined info provides the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Baton Rouge, Louisiana

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Baton Rouge, Louisiana is taken out simply and fast. The interest rate is defined considering the category of the client: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Speedy Cash help take out a loan in Baton Rouge, Louisiana?

24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Baton Rouge, la review this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only solve current difficulties, but improve the credit rating.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

Let's see