Gibsland Bank & Trust Payday Loans Review - Bossier City, Louisiana

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2.7 11 reviews

Organization owner?

5360 E Texas St, Bossier City, LA 71111, USA

+1 (318) 752-2727

www.gibslandbank.com

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–6PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Domain Info

Mailing Address

500 PAVILION RD

WEST MONROE

71292-9490

United States

Contact Data

net_engineers@fiscdp.com

+1.3183870691

+1.9999999999

Testimonials

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Here you read the reviews of our customers.

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Pay Attention

Above-shown info provides the details about a certain lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Bossier City, Louisiana

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Bossier City, Louisiana are taken out problem-free. The interest percentage is dependent on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Gibsland Bank & Trust help issue a loan in Bossier City, Louisiana?

24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Bossier City, la will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

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