Barksdale Federal Credit Union Payday Loans Review - Cotton Valley, Louisiana

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5 3 reviews

106 Resident St, Cotton Valley, LA 71018, USA
+1 (318) 832-4710
www.bfcu.org
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Testimonials

What people think about Barksdale Federal Credit Union?

Below you get acquainted with some of the opinions of our clients.
Note

Important

Now you can review general features of payday loans.

Payday Loans in Cotton Valley, Louisiana

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Cotton Valley, Louisiana. Loans from payday lenders can get you funds same day. Your interest rate will depend on several factors.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Barksdale Federal Credit Union that offers payday loans in Cotton Valley, Louisiana

  • 24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments in a timely manner.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.

Let's see

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