Pelican State Credit Union Payday Loans Review - Denham Springs, Louisiana

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3.2 31 reviews
Organization owner?
145 Rushing Rd W, Denham Springs, LA 70726, USA
+1 (225) 791-5393
www.pelicanstatecu.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1998-10-20

Mailing Address

11585 LAKE SHERWOOD AVE N

BATON ROUGE

LA

70816-4081

United States

Company Name

Pelican State Credit Union

Pelican State Credit Union

Contact Data

[email protected]

+1.2252958465

+1.9999999999

Testimonials

What people think about Pelican State Credit Union?

Below you get acquainted with some of the opinions of our clients.

Great staff and helpful!

Kaleb Nader

Denham location and customer service is no help.

Ana Bailey

Horrible customer service and no sence of decency for their customers.

Adella Crona

Note

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Denham Springs, Louisiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans are the easiest loans to get in Denham Springs, Louisiana. The entire process is effortless. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Pelican State Credit Union that offers payday loans in Denham Springs, Louisiana

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific factors. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see

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