Cottonport Bank Payday Loans Review - Effie, Louisiana

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Organization owner?

2979 LA-107, Effie, LA 71331, USA

+1 (318) 253-6509

www.cottonportbank.com

Thursday

8AM–2PM

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–2PM

Tuesday

8AM–2PM

Wednesday

8AM–2PM

Domain Info

Mailing Address

942 BRYAN ST

COTTONPORT

71327-4288

United States

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

(318) 876-2071

Testimonials

Feedback about Cottonport Bank?

Here you read the reviews of our clients.

Note

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Effie, Minnesota

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and fast to issue payday loans in Effie, Minnesota. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Cottonport Bank help issue a payday loan in Effie, Minnesota?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Effie, Minnesota. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see