American Bank & Trust Co Payday Loans Review - Hammond, Louisiana

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5 4 reviews

Organization owner?

506 SW Railroad Ave, Hammond, LA 70403, USA

+1 (985) 340-8820

www.americanbankandtrust.com

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

americanbankandtrust.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about American Bank & Trust Co?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Payday lenders are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Hammond, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Hammond, New York is issued simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

25% small loan cap

How will American Bank & Trust Co help take out a payday loan in Hammond, New York?

24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The loan will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Hammond, ny review this circumstance not an obstacle to take out a loan. The recipient of a cash advance should be prepared to objectively assess financial abilities, issue a loan, repay the debt on a due date and not only handle current issues, but enhance the credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

Let's see