Southern Heritage Bank Payday Loans Review - Harrisonburg, Louisiana

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5 2 reviews
Organization owner?
107 Short St, Harrisonburg, LA 71340, USA
+1 (318) 744-5418
www.shbnet.com
Thursday
9AM–3PM
Friday
9AM–3PM, 3:30–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM

Domain Info

Created Date

2000-04-12

Mailing Address

PO Box 2900

Jena

LA

71342

United States

Company Name

Micah Walker

Southern Heritage Bank

Contact Data

[email protected]

+1.3189927000

Testimonials

Feedback about Southern Heritage Bank?

Here you get acquainted with the feedback of our customers.

I contacted Southern Heritage Bank. Everything was done fast. Only pleasant impressions remained!

Prof. Elisha Simonis Jr.

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair interest rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Sanford Gislason

Thanks to Southern Heritage Bank for helping when money is emergenctly needed. I have been applying to this company for more than a year and everything is always honest, without hidden charges.

Prof. Josh Swaniawski

Not the first time I use Southern Heritage Bank. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It assists a lot when funds is urgently needed.

Johnathan Pacocha

I trusted Southern Heritage Bank when it was necessary to get a payday loan. I submitted an application quickly. No problems.

Mr. Adriel Tremblay

Note

Pay Attention

Payday lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Harrisonburg, Virginia

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to issue loans in Harrisonburg, Virginia. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Southern Heritage Bank help take out a loan in Harrisonburg, Virginia?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Harrisonburg, va will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

Let's see

Other Payday Lenders in Harrisonburg, Louisiana

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Pelican Pawn

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First Federal Bank Of Louisiana

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Glass House Pay Day Loans

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ATM (Regions Bank)

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City Credit of Denham Springs

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First Heritage Credit

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Deep South Financial Services Inc.

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