Woodforest Bank Payday Loans Review - Houma, Louisiana

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4.9 10 reviews

Organization owner?

933 Grand Caillou Rd, Houma, LA 70363, USA

+1 (985) 879-3012

www.woodforest.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–2PM

Sunday

Closed

Monday

9:30AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Mailing Address

25231 Grogans Mill Road

The Woodlands

77380

United States

Contact Data

woodforestdns@woodforest.com

+1.8323752847

Testimonials

Feedback about Woodforest Bank?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Houma, Louisiana

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Houma, Louisiana is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Woodforest Bank help issue a payday loan in Houma, Louisiana?

24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

32%

Healthcare Bills

36%

Traveling

27%

Car Repair

Clothes

14%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Houma, la review this circumstance not a drawback to issue a loan. The customer of a cash advance should be prepared to objectively assess financial solvency, take out a loan, pay off the debt on time and not only cope with current problems, but enhance the credit score.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

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