Business First Bank Payday Loans Review - Houma, Louisiana

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435 Corporate Dr # 102, Houma, LA 70360, USA
+1 (985) 879-7151
www.b1bank.com
Thursday
9AM–5PM
Friday
9AM–5:05PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2005-08-01

Mailing Address

500 Laurel St

BATON ROUGE

LA

70801-1811

United States

Company Name

Business First Bank

Business First Bank

Contact Data

it@b1bank.com

+1.2252487600

Testimonials

What people think about Business First Bank?

Below you read some of the reviews of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Houma, Louisiana

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Houma, Louisiana. The entire process is straightforward. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Business First Bank that offers payday loans in Houma, Louisiana

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for cash advances?

Car expenses

11%
Treatment

8%
Vacation

6%
Clothes

5%
Home improvement

5%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments without delays.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

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