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What people think about Southern Heritage Bank?
Unbelieveable what this lady can do in serving anyone's banking needs.
Shea Koepp
Run by purely distasteful people.
Scottie Frami
Unbelieveable what this lady can do in serving anyone's banking needs.
Shea Koepp
Run by purely distasteful people.
Scottie Frami
Unbelieveable what this lady can do in serving anyone's banking needs.
Shea Koepp
Run by purely distasteful people.
Scottie Frami
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Below you can review general information about payday loans and their common aspects.
Payday Loans in Jena, Louisiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Jena, Louisiana is are simple to access. The APR is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
391%*
$350
Not Specified
30 days
Advantages of Southern Heritage Bank that offers payday loans in Jena, Louisiana
- 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval rates. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific factors. They will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
Other Payday Lenders in Jena, Louisiana
Northwestern Mutual Financial
1600 Hudson Ln, Monroe, LA 71201, USA
+1 (318) 654-4328
www.northwesternmutual.com
Harbor Financial
1406 Farmerville Hwy, Ruston, LA 71270, USA
AAA Check Loans
12292 Florida Blvd, Baton Rouge, LA 70815, USA