Pelican State Credit Union Payday Loans Review - Lafayette, Louisiana

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4.1 14 reviews

Organization owner?

1600 N Bertrand Dr, Lafayette, LA 70506, USA

+1 (337) 261-1151

www.pelicanstatecu.com

Friday

7:30AM–4:30PM

Saturday

Closed

Sunday

Closed

Monday

7:30AM–4:30PM

Tuesday

7:30AM–4:30PM

Wednesday

7:30AM–4:30PM

Thursday

7:30AM–4:30PM

Domain Info

Mailing Address

11585 LAKE SHERWOOD AVE N

BATON ROUGE

70816-4081

United States

Contact Data

cmorgan@intersurf.com

+1.2252958465

+1.9999999999

Testimonials

What people think about Pelican State Credit Union?

Below you get acquainted with some of the testimonials of our customers.

Note

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Lafayette, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your temporary financial problems in Lafayette , New Jersey because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

30% usury cap

Advantages of Pelican State Credit Union that offers payday loans in Lafayette, New Jersey

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for cash advances?

Car expenses

28%

Treatment

20%

Vacation

16%

Clothes

12%

Home improvement

12%

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 20 seconds to become informative even before applying.

Let's see