Gulf Coast Bank Payday Loans Review - Lafayette, Louisiana

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5 2 reviews

Organization owner?

3911 Ambassador Caffery Pkwy, Lafayette, LA 70503, USA

+1 (337) 988-0471

www.gcbank.com

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–5PM

Domain Info

Mailing Address

PO BOX 490

ABBEVILLE

70511-0490

United States

Contact Data

audit@gcbank.com

+1.3378937733

+1.9999999999

Testimonials

Feedback about Gulf Coast Bank?

Here you see the feedback of our clients.

Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Lafayette, New Jersey

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Lafayette, New Jersey is issued easily and quickly. The interest rate is set respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

30% usury cap

How will Gulf Coast Bank help issue a payday loan in Lafayette, New Jersey?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Lafayette, nj will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

Let's see