Gulf Coast Bank Payday Loans Review - Lafayette, Louisiana

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3 2 reviews

1405 Kaliste Saloom Rd, Lafayette, LA 70508, USA
+1 (337) 993-3034
www.gcbank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM

Domain Info

Created Date

1996-01-03

Mailing Address

PO BOX 490

ABBEVILLE

LA

70511-0490

United States

Company Name

Gulf Coast Bank

Gulf Coast Bank

Contact Data

[email protected]

+1.3378937733

+1.9999999999

Testimonials

What people think about Gulf Coast Bank?

Below you read some of the reviews of our clients.
Note

Important

The above-given information provides the details about a precise lending service. The information below is about common information about payday loans.

Payday Loans in Lafayette, New Jersey

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is simple and fast to get approved for payday loans in Lafayette, New Jersey. The interest rate will be set specifically for each consumer and will depend on the personal information the client entered.

APR

30% usury cap

Advantages of Gulf Coast Bank that offers payday loans in Lafayette, New Jersey

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can help borrowers who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are assured that you can make payments in a timely manner.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Lafayette, Louisiana

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First Finance Co-Franklinton

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Regions Bank

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Chase Bank

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1st Franklin Financial

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Southern Payday

851 Behrman Hwy, Terrytown, LA 70056, USA

+1 (504) 433-4166

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BancorpSouth Bank

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ACE Cash Express

2222 Ambassador Caffery Pkwy, Lafayette, LA 70506, USA

+1 (337) 216-0086

www.acecashexpress.com