E Z Checkloans Inc Payday Loans Review - Lake Charles, Louisiana

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3 2 reviews

Loan agency in Lake Charles, Louisiana

Organization owner?

3027 Gerstner Memorial Dr, Lake Charles, LA 70601, USA

+1 (337) 721-7007

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Testimonials

Feedback about E Z Checkloans Inc?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Lending companies are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Lake Charles, Louisiana

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and quick to issue payday loans in Lake Charles, Louisiana. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will E Z Checkloans Inc help take out a payday loan in Lake Charles, Louisiana?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Lake Charles, Louisiana. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see