Lake City Finance Inc Payday Loans Review - Lake Charles, Louisiana

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Loan agency in Lake Charles, Louisiana
Organization owner?
3022 Ryan St, Lake Charles, LA 70601, USA
+1 (337) 494-1045
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

Feedback about Lake City Finance Inc?

Here you grapple with the reviews of our clients.

Thanks to the team of Lake City Finance Inc. Fast solution of the arisen issues, quick approval on the payday loan. I definitely recommend this service.

Tanya Batz

I trusted Lake City Finance Inc when it was necessary to get a cash advance. I filled out an application quickly. No issues.

Ms. Bella Beier

It was necessary to improve the credi score, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I contacted Lake City Finance Inc. The rating improved after several loans paid back.

Mrs. Betsy Hoeger IV

Good service with a favorable percentage. Money transferred immediately, I always use Lake City Finance Inc.

Stacey Lesch

Thanks to the specialists for the competent service. They helped out in difficult times. For application you only need an ID.

Miss Elna Prohaska II

Note

Pay Attention

Lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Lake Charles, Louisiana

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Lake Charles, Louisiana are issued problem-free. The interest percentage depends on the borrower's person-related information: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Lake City Finance Inc help issue a loan in Lake Charles, Louisiana?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a loan. The lending company review many aspects such as financial solvency to approve the form. Payday loans in Lake Charles, Louisiana may help level up your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

Other Payday Lenders in Lake Charles, Louisiana

Cash Station

918 Benton Rd, Bossier City, LA 71111, USA

+1 (318) 742-4534

Mortgages Direct

521 Jackson St, Thibodaux, LA 70301, USA

World Finance

1766 S 5th St, Leesville, LA 71446, USA

+1 (337) 238-5911

www.loansbyworld.com

All American Loan & Mortgage

326 S Main St, St Martinville, LA 70582, USA

+1 (337) 394-3450

Chase Bank

2510 Moss St, Lafayette, LA 70501, USA

+1 (337) 236-7347

locator.chase.com

American Bank & Trust

2021 Carol Sue Ave, Terrytown, LA 70056, USA

+1 (504) 312-4544

www.americanbankandtrust.com

Western Finance

3200 Monroe Hwy, Pineville, LA 71360, USA

+1 (318) 641-7242

Deep South Financial Services

Vermilion Parish Courthouse, 110 S State St, Abbeville, LA 70510, USA

+1 (337) 898-2346

First Federal Bank of Louisiana

5615-A Jackson St, Alexandria, LA 71303, USA

+1 (318) 449-9540

www.ffbla.bank