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What people think about Pelican State Credit Union?
I contacted Pelican State Credit Union for a loan. Everything was done very fast. Had the funds in my account the same evening. Employees are very professional. Good experience!
Elmo Macejkovic V
It wanted to fix my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Pelican State Credit Union. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very satisfied.
Prof. Olaf Watsica
I contacted Pelican State Credit Union for a loan. Everything was done very fast. Had the funds in my account the same evening. Employees are very professional. Good experience!
Elmo Macejkovic V
It wanted to fix my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Pelican State Credit Union. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very satisfied.
Prof. Olaf Watsica
I contacted Pelican State Credit Union for a loan. Everything was done very fast. Had the funds in my account the same evening. Employees are very professional. Good experience!
Elmo Macejkovic V
It wanted to fix my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Pelican State Credit Union. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very satisfied.
Prof. Olaf Watsica
Pay Attention
The previous three items charactirize a specific company. But below you can find general information about payday loans.
Payday Loans in Lake Charles, Louisiana
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans may seem like an easy and fast solution to a short-term problem in Lake Charles, Louisiana. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.
391%*
$350
Not Specified
30 days
Advantages of Pelican State Credit Union that offers payday loans in Lake Charles, Louisiana
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lenders.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can often be an obstacle to getting a bank loan. A payday loan can help people who have poor credit scores or have no credit score. But we remind you that as with any borrowing you should only consider applying for a payday loan if you are certain that you can afford payments as agreed in the contract.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your loan.
Other Payday Lenders in Lake Charles, Louisiana
Friendly Finance
410 Thomas Rd, West Monroe, LA 71292, USA
+1 (318) 388-3928
www.friendlyfinance.com
S.A.M. Check Cashing Machine
109 S Eastern Ave, Crowley, LA 70526, USA
+1 (337) 783-6050
www.samcodirect.com
World Finance
140 Belle Terre Blvd Ste. C, Laplace, LA 70068, USA
+1 (985) 248-4183
www.loansbyworld.com