Southwest Louisiana Credit Union Payday Loans Review - Lake Charles, Louisiana

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3 4 reviews

2255 E McNeese St, Lake Charles, LA 70607, USA
+1 (337) 477-9190
www.swlacu.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

2004-02-26

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

swlacu.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Southwest Louisiana Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in Lake Charles, Louisiana

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Problem-free financial products are known as payday loans in Lake Charles, la. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Southwest Louisiana Credit Union help take out a payday loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Lake Charles, la consider this circumstance not a hindrence to issue a loan. The client of a cash advance should be ready to objectively assess financial solvency, take out a loan, repay the debt on schedule and not only cope with current problems, but improve the credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a real cost of the payday loan.

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