First Federal Bank Of Louisiana Payday Loans Review - Lake Charles, Louisiana

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3 2 reviews

640 Sam Houston Jones Pkwy, Lake Charles, LA 70611, USA
+1 (337) 855-4545
www.ffbla.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

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Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Lake Charles, Louisiana

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Lake Charles, Louisiana are issued easily. The interest rate is dependent on the client's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Federal Bank Of Louisiana help issue a loan in Lake Charles, Louisiana?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Lake Charles, la review this circumstance not a hindrence to issue a loan. The customer of a cash advance should be ready to objectively assess financial solvency, issue a loan, pay off the debt on a due date and not only resolve current problems, but improve the credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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