1st Heritage Payday Loans Review - Monroe, Louisiana

Your personal information is safe with us
3.5 14 reviews
Loan agency in Monroe, Louisiana

1382 N 19th St, Monroe, LA 71201, USA
+1 (318) 362-0100
www.1stheritagecredit.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road

Scottsdale

Arizona

85260

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

1stheritagecredit.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about 1st Heritage?

Here you read the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users get acquainted shared information about payday loans.

Payday Loans in Monroe, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Monroe, New York is issued simply and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will 1st Heritage help issue a payday loan in Monroe, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

21%
Healthcare Bills

24%
Traveling

18%
Car Repair

6%
Clothes

9%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Monroe, ny consider this circumstance not an obstacle to take out a loan. The client of a cash advance should be prepared to objectively estimate financial capabilities, take out a loan, pay off the debt on schedule and not only handle current issues, but improve the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the loan. It takes seconds to see the outcome.

Let's see

Other Payday Lenders in Monroe, Louisiana

Check Into Cash

2220 W Thomas St, Hammond, LA 70401, USA

+1 (985) 542-8550

local.checkintocash.com

Chase Bank

4506 N University Ave, Carencro, LA 70520, USA

+1 (337) 236-7634

locator.chase.com

American Cash Advance

212-5A Sterling Rd, Franklin, LA 70538, USA

+1 (337) 828-5118

www.americancashadvance.net

Home Bank

503 Kaliste Saloom Rd, Lafayette, LA 70508, USA

+1 (337) 237-1960

www.home24bank.com

1st Franklin Financial

1700 E Prien Lake Rd Suite 7, Lake Charles, LA 70601, USA

+1 (337) 480-6920

locations.1ffc.com

Republic Finance

533 Bertrand Dr, Lafayette, LA 70506, USA

+1 (337) 593-0188

locations.republicfinance.com

Advance America

127 Belle Terre Blvd, Laplace, LA 70068, USA

+1 (985) 652-2781

www.advanceamerica.net

Woodforest National Bank

1205 E Admiral Doyle Dr, New Iberia, LA 70560, USA

+1 (337) 359-5013

www.woodforest.com

Iberville Bank

3526 LA-70, Pierre Part, LA 70339, USA

+1 (985) 252-9888

www.thefirstbank.com