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What people think about Ouachita Independent Bank?
Thank you for the amazing service. Your managers guided me throughout the application. It’s convenient that you only need an ID to get approved.
Amie Waters PhD
They only ask for an ID to verify you. Last week I was ill and needed extra money to hold on. These guys accepted me although I had a low credit score. Fast and safe process. !
Mr. Rowan Christiansen Sr.
I applied for the first cash advance in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it early. Love this lender for their affordable rates. Other lenders in my state charge sky high interest!
Brandy Ward
Recently I had the most desperate situation in my life. I suddenly needed $700 to deal with utility bills. This institution helped me asap. They were the only institution that approved me for the necessary amount. I solved all my troubles. I will 100% recommend this lender to my friends. Best service in my life.
Arely Weber
Was invited to a birthday party but was empty at that time. A friend recommended me to use Ouachita Independent Bank. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was trouble free.
Armani Wunsch
Thank you for the amazing service. Your managers guided me throughout the application. It’s convenient that you only need an ID to get approved.
Amie Waters PhD
They only ask for an ID to verify you. Last week I was ill and needed extra money to hold on. These guys accepted me although I had a low credit score. Fast and safe process. !
Mr. Rowan Christiansen Sr.
I applied for the first cash advance in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it early. Love this lender for their affordable rates. Other lenders in my state charge sky high interest!
Brandy Ward
Recently I had the most desperate situation in my life. I suddenly needed $700 to deal with utility bills. This institution helped me asap. They were the only institution that approved me for the necessary amount. I solved all my troubles. I will 100% recommend this lender to my friends. Best service in my life.
Arely Weber
Was invited to a birthday party but was empty at that time. A friend recommended me to use Ouachita Independent Bank. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was trouble free.
Armani Wunsch
Thank you for the amazing service. Your managers guided me throughout the application. It’s convenient that you only need an ID to get approved.
Amie Waters PhD
Pay Attention
The previous three items charactirize a certain lender. But below you can read common details about payday loans.
Payday Loans in Natchitoches, Louisiana
Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Natchitoches, Louisiana is are easy to access. The APR is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
391%*
$350
Not Specified
30 days
Advantages of Ouachita Independent Bank that offers payday loans in Natchitoches, Louisiana
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval rates. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Why people apply for cash advances?
Payday loans for bad credit
Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can save borrowers who have bad credit scores or have no credit score. But we remind you that as with any debt you should only think about applying for a cash advance if you are assured that you can afford payments punctually.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
Other Payday Lenders in Natchitoches, Louisiana
ACE Cash Express
8988 Mansfield Rd, Shreveport, LA 71118, USA
+1 (318) 683-0063
www.acecashexpress.com
Tangipahoa Parish Teacher's Credit Union
411 E Oak St, Amite City, LA 70422, USA
+1 (985) 748-5132
www.tptcu.com
Cash America Pawn
3151 E Texas St, Bossier City, LA 71111, USA
+1 (318) 747-6911
www.cashamerica.com
First National Bank of Benton
104 Sibley St, Benton, LA 71006, USA
+1 (318) 965-9691
www.fnbbenton.com