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What people think about Home Bank?
Home Bank seems good. Used it twice. The first payday loan approved was small – $300, but next time the limit was increased to $1000. Repaid the loan even earlier. The managers were understanding, they gave speedy answers to all my questions. No delays. But their interest rates are average.
Mr. Evert Sawayn DDS
Recently I had the most desperate situation in my life. I urgently needed $600 to cover medical bills. This institution helped me the day I applied. They were the only institution that accepted me for the necessary amount. I dealt with all my problems. I will definitely recommend this lender to my family. Best service in my life.
Dr. Timmothy Walter I
Thank you Home Bank for assisting me when I needed funds so bad to pay for home improvement. I have applied through this company 2 times and everything was great. This is the most transparent lender with no hidden fees. Highly recommended!!!
Gerda Moen
They approve applicants urgently and transfer funds the next day. But beware – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Ruthe Johnson Jr.
Home Bank seems good. Used it twice. The first payday loan approved was small – $300, but next time the limit was increased to $1000. Repaid the loan even earlier. The managers were understanding, they gave speedy answers to all my questions. No delays. But their interest rates are average.
Mr. Evert Sawayn DDS
Recently I had the most desperate situation in my life. I urgently needed $600 to cover medical bills. This institution helped me the day I applied. They were the only institution that accepted me for the necessary amount. I dealt with all my problems. I will definitely recommend this lender to my family. Best service in my life.
Dr. Timmothy Walter I
Thank you Home Bank for assisting me when I needed funds so bad to pay for home improvement. I have applied through this company 2 times and everything was great. This is the most transparent lender with no hidden fees. Highly recommended!!!
Gerda Moen
They approve applicants urgently and transfer funds the next day. But beware – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Ruthe Johnson Jr.
Important
The previous three items charactirize a peculiar financial institution. But below you can find common information about payday loans.
Payday Loans in New Orleans, Louisiana
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in New Orleans, Louisiana is are simple to get. The APR is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
391%*
$350
Not Specified
30 days
Advantages of Home Bank that offers payday loans in New Orleans, Louisiana
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit history. Payday loan approvals depend very much on specific aspects. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
Other Payday Lenders in New Orleans, Louisiana
ACE Cash Express
4065 Florida Blvd #3, Baton Rouge, LA 70806, USA
+1 (225) 383-1326
www.acecashexpress.com
Barksdale Federal Credit Union
1995 N Pine St, DeRidder, LA 70634, USA
+1 (337) 463-7456
www.bfcu.org
