Southwest Loan Co of Opelousas Payday Loans Review - Opelousas, Louisiana

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1 reviews

Loan agency in Opelousas, Louisiana

Organization owner?

128 N Court St, Opelousas, LA 70570, USA

+1 (337) 948-7047

Testimonials

What people think about Southwest Loan Co of Opelousas?

Below you get acquainted with some of the testimonials of our clients.

Note

Pay Attention

The previous three items describe a precise lender. But below you can read general information about payday loans.

Payday Loans in Opelousas, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the best solution to your temporary financial difficulties in Opelousas , Louisiana because they are easily obtained and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Southwest Loan Co of Opelousas that offers payday loans in Opelousas, Louisiana

Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

14%

Treatment

10%

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other aspects. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.

Let's see