Essential Federal Credit Union Payday Loans Review - Plaquemine, Louisiana

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3.6 31 reviews

Organization owner?

21925 LA-1, Plaquemine, LA 70764, USA

+1 (225) 353-8238

www.essentialfcu.org

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–5PM

Saturday

9AM–12PM

Domain Info

What people think about Essential Federal Credit Union?

Below you get acquainted with some of the opinions of our customers.

Note

Important

Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.

Payday Loans in Plaquemine, Louisiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Cash advance loans may become an easy and speedy solution to a short-term problem in Plaquemine, Louisiana. Loans from payday lenders can get you funds same day. Your APR will depend on a few things.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Essential Federal Credit Union that offers payday loans in Plaquemine, Louisiana

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can rescue people who have low credit scores or have no credit history. But we remind you that as with any debt you should only think about applying for a cash advance if you are certain that you can afford payments punctually.

To get approved for a loan, you have to meet the following eligibility criteria: