Southwest Loan Co of Rayne Payday Loans Review - Rayne, Louisiana

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5 3 reviews
Loan agency in Rayne, Louisiana
Organization owner?
116 American Legion Dr, Rayne, LA 70578, USA
+1 (337) 334-1176
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5PM
Thursday
9AM–5:30PM
Testimonials

What people think about Southwest Loan Co of Rayne?

Below you see some of the testimonials of our customers.

Used Southwest Loan Co of Rayne for the third time. The lender is credible. They always keep you informed on your loan. No fraud. You can always extend your loan. They are always there when I need extra funds.

Ms. Burnice Champlin

I recommend Southwest Loan Co of Rayne to every person who need extra cash. I’ve been using them for 5th time. Always fantastic service!

Dr. Dianna Ward

Last week I needed $800 to cover medical bills. I decided to apply via Southwest Loan Co of Rayne. They only approved me for $600 but the process itself was transparent, and their rates were reasonable.

Prof. Lew West V

They approve applicants immediately and transfer funds the next day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Dr. Zachery Zulauf MD

Note

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Rayne, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Rayne, Louisiana is are easy to access. The interest rate is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Southwest Loan Co of Rayne that offers payday loans in Rayne, Louisiana

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments on scheduled.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

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Investar Bank

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Oupac Financial Services

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