State Finance Co Payday Loans Review - Rayville, Louisiana

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Organization owner?

1006 N Julia St, Rayville, LA 71269, USA

+1 (318) 728-3446

Thursday

8:30AM–5:30PM

Friday

8:30AM–6PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–6PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Testimonials

What people think about State Finance Co?

Below you find some of the testimonials of our clients.

Note

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Rayville, Missouri

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your sudden financial troubles in Rayville , Missouri because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of State Finance Co that offers payday loans in Rayville, Missouri

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit rating. You will need a stable income to apply for a bad credit payday loan.

To get approved for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see