Franklin State Bank & Trust Co Payday Loans Review - Winnsboro, Louisiana

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4 reviews

802 Prairie St, Winnsboro, LA 71295, USA
+1 (318) 435-3711
fsbnet.com
Thursday
9AM–3PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM

Domain Info

Created Date

1996-08-12

Mailing Address

500 PAVILION RD

WEST MONROE

LA

71292-9490

United States

Company Name

Financial Institution Service

Financial Institution Service

Contact Data

net_engineers@fiscdp.com

+1.3183870691

+1.9999999999

Testimonials

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Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Winnsboro, South Carolina

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Winnsboro, South Carolina is issued easily and fast. The interest percentage is set depending on the category of the client: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Franklin State Bank & Trust Co help issue a loan in Winnsboro, South Carolina?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Winnsboro, sc will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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