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What people think about Maine State Credit Union?
Highly recommend this location.
Mr. Hunter Haag Jr.
Very reasonable and nice to work with
Dr. Vida Herzog Jr.
Dude was super quick and funny.
Dr. Geo Zboncak IV
Energy assistance as well as several other programs for low income families
Lenore Casper
Not enough staff for their busy times, parking can be hard to find
Reanna Kerluke
A place to go when help is needed.
Bernice O'Connell
Highly recommend this location.
Mr. Hunter Haag Jr.
Very reasonable and nice to work with
Dr. Vida Herzog Jr.
Dude was super quick and funny.
Dr. Geo Zboncak IV
Energy assistance as well as several other programs for low income families
Lenore Casper
Not enough staff for their busy times, parking can be hard to find
Reanna Kerluke
A place to go when help is needed.
Bernice O'Connell
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Augusta, Maine
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Cash advance loans may be an easy and speedy solution to a short-term problem in Augusta, Maine. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few things.
30% APR; In Fact - 217%*
$2,000
Not Specified
Not Specified
Advantages of Maine State Credit Union that offers payday loans in Augusta, Maine
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments on time.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your loan.
Other Payday Lenders in Augusta, Maine
Bank of America ATM
11 Schoodic Dr, Belfast, ME 04915, USA
+1 (844) 401-8500
locators.bankofamerica.com
Gorham Savings Bank
766 Roosevelt Trail, Windham, ME 04062, USA
+1 (207) 892-2621
www.gorhamsavings.bank
Camden National Bank
435 Main St, Damariscotta, ME 04543, USA
+1 (207) 563-8222
www.camdennational.com
Norway Savings Bank
120 Exchange St, Portland, ME 04101, USA
+1 (207) 879-4307
www.norwaysavings.bank
