Bangor Savings Bank Payday Loans Review - Calais, Maine

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Organization owner?

232 North St, Calais, ME 04619, USA

+1 (207) 454-0223

www.bangor.com

Thursday

8AM–4PM

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

8AM–4PM

Hours might differ

Tuesday

8AM–4PM

Wednesday

8AM–4PM

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Feedback about Bangor Savings Bank?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Calais, Maine

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Calais, Maine is taken out simply and quickly. The interest rate is defined respecting the category of the borrower: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Bangor Savings Bank help issue a payday loan in Calais, Maine?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a cash advance. The lending company review many aspects such as financial abilities to approve the request. Payday loans in Calais, Maine may help level up your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as APR.

Let's see