Bureau of Consumer Credit Protection - Maine Payday Loans Review - Gardiner, Maine

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76 Northern Ave, Gardiner, ME 04345, USA
+1 (207) 624-8527
maine.gov
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
8AM–5PM
Sunday
(Easter)
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
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Further there will be given the details about not a certain lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Gardiner, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Gardiner, New York is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Bureau of Consumer Credit Protection - Maine help issue a loan in Gardiner, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

16%
Healthcare Bills

18%
Traveling

14%
Car Repair

5%
Clothes

7%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Gardiner, New York. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the result.

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Other Payday Lenders in Gardiner, Maine

Key Bank ATM

31 Maine Ave, Gardiner, ME 04345, USA

www.keybank.com

Walmart Money Center

80 Waterville Commons Drive, Waterville, ME 04901, USA

+1 (207) 877-8774

www.riamoneytransfer.com

Norway Savings Bank

88 Ossipee Trail E, Standish, ME 04084, USA

+1 (207) 642-1290

www.norwaysavings.bank

Bangor Savings Bank

78 China Rd, Winslow, ME 04901, USA

+1 (207) 872-8011

www.bangor.com

Walmart Money Center

900 Stillwater Ave, Bangor, ME 04401, USA

+1 (207) 947-5254

www.walmart.com

Maine Family Federal Credit Union

555 Sabattus St, Lewiston, ME 04240, USA

+1 (207) 783-2071

www.mainefamilyfcu.com

Gardiner Federal Credit Union

420 Brunswick Ave, Gardiner, ME 04345, USA

+1 (207) 582-2676

gardinerfcu.org

Walmart Money Center

250 W Broadway, Lincoln, ME 04457, USA

+1 (207) 794-8436

www.riamoneytransfer.com

Atlantic Federal Credit Union

327 Main St, Cumberland, ME 04021, USA

+1 (207) 489-3039

www.atlanticfcu.com