Cumberland County Federal Credit Union Payday Loans Review - Gray, Maine

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4.6 8 reviews

43 Lewiston Rd, Gray, ME 04039, USA
+1 (207) 657-4777
www.myccfcu.com
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4:30PM
Hours might differ
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

2013-06-26

Mailing Address

Maine

United States

Company Name

Cumberland County Federal Credit Union

Cumberland County Federal Credit Union

Testimonials

Feedback about Cumberland County Federal Credit Union?

Here you see the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Gray, Maine

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Gray, Maine is taken out simply and fast. The interest rate is defined considering the category of the customer: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Cumberland County Federal Credit Union help issue a payday loan in Gray, Maine?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Gray, me review this circumstance not an obstacle to issue a loan. The borrower of a cash advance should be ready to objectively assess financial capabilities, take out a loan, repay the debt on schedule and not only solve current issues, but improve the credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

Let's see

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