KeyBank Payday Loans Review - Gray, Maine

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5 reviews

Organization owner?

25 Portland Rd # 2 #2, Gray, ME 04039, USA

+1 (207) 893-6126

www.key.com

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

9AM–4PM

Hours might differ

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–5PM

Friday

9AM–5PM

Domain Info

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Here you read the feedback of our clients.

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Pay Attention

Payday lenders are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Gray, Maine

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Gray, me. They are issued at individually-set interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will KeyBank help take out a loan in Gray, Maine?

24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Gray, me will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see