Katahdin Federal Credit Union Payday Loans Review - Island Falls, Maine

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1068 Crystal Rd, Island Falls, ME 04747, USA
+1 (207) 463-3661
www.katahdinfcu.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

Feedback about Katahdin Federal Credit Union?

Here you read the feedback of our clients.
Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Island Falls, Maine

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Island Falls, Maine is taken out easily and fast. The interest percentage is specified respecting the category of the client: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Katahdin Federal Credit Union help issue a payday loan in Island Falls, Maine?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Island Falls, me will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

Let's see

Other Payday Lenders in Island Falls, Maine

Bangor Savings Bank

113 Madison Ave, Skowhegan, ME 04976, USA

+1 (207) 474-8116

www.bangor.com

Franklin Savings Bank Administration

198 Front St #3, Farmington, ME 04938, USA

+1 (207) 778-3339

www.franklinsavings.bank

Edward Jones - Financial Advisor: Jessica Szafranski

12 Elm St Suite 1, Gorham, ME 04038, USA

+1 (207) 222-0654

www.edwardjones.com

First Federal Savings & Loan Association of Bath

695 Bath Rd, Wiscasset, ME 04578, USA

+1 (207) 882-6266

firstfederalbath.com

Paycheck Advance

7 Gamage Ln, Rockland, ME 04841, USA

+1 (207) 390-0913

MoneyGram

55 Thomaston Commons Way, Thomaston, ME 04861, USA

+1 (207) 596-0885

locations.moneygram.com

Edward Jones - Financial Advisor: Amanda Stetson, CRPC®

19 Northbrook Dr Suite 3, Falmouth, ME 04105, USA

+1 (207) 536-1210

www.edwardjones.com

Bangor Savings Bank

1048 Brighton Avenue, Unit 305 Pine Tree Shopping Center, Portland, ME 04102, USA

+1 (207) 871-8368

www.bangor.com

Truchoice Federal Credit Union

779 Narragansett Trail, Buxton, ME 04093, USA

+1 (207) 772-0808

www.trufcu.com