Dirigo Federal Credit Union Payday Loans Review - Mechanic Falls, Maine

Your personal information is safe with us

4.4 8 reviews

Organization owner?

1 Lewiston St, Mechanic Falls, ME 04256, USA

+1 (207) 346-3001

www.dirigofcu.com

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday
(Patriots' Day)

8:30AM–5PM

Hours might differ

Tuesday

8:30AM–5PM

Domain Info

Mailing Address

Kalkofnsvegur 2

Reykjavik

Capital Region

101

Iceland

Company Name

Withheld for Privacy Purposes

Privacy service provided by Withheld for Privacy ehf

Contact Data

c3e3326e03b249e9a223c78af5b64a4f.protect@withheldforprivacy.com

+354.4212434

Testimonials

Feedback about Dirigo Federal Credit Union?

Here you see the reviews of our clients.

Note

Pay Attention

Above-specified info provides the details about a definite lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Mechanic Falls, Maine

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Mechanic Falls, Maine is taken out simply and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Dirigo Federal Credit Union help issue a payday loan in Mechanic Falls, Maine?

24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Mechanic Falls, me will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a exact cost of the loan.

Let's see