Oxford Federal Credit Union Payday Loans Review - Norway, Maine

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3.8 16 reviews

Organization owner?

54 Fair St, Norway, ME 04268, USA

+1 (207) 743-2638

www.ofcu.org

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

8:30AM–5PM

Hours might differ

Tuesday

8:30AM–5PM

Domain Info

Feedback about Oxford Federal Credit Union?

Here you grapple with the feedback of our customers.

Note

Pay Attention

Above-specified info provides the details about a exact lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Norway, Maine

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Norway, Maine is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Oxford Federal Credit Union help take out a loan in Norway, Maine?

24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Norway, Maine. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

Let's see