People's United Bank Payday Loans Review - Portland, Maine

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3 4 reviews

467 Congress St, Portland, ME 04101, USA
+1 (207) 828-3000
branches.peoples.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–5PM
Hours might differ
Tuesday
8:30AM–5PM
Testimonials

Feedback about People's United Bank?

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Note

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Portland, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Portland, New York is taken out simply and quickly. The interest rate is set depending on the category of the client: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will People's United Bank help issue a payday loan in Portland, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Portland, ny will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

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KeyBank

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Androscoggin Bank

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Camden National Bank

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TD Bank

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Infinity Federal Credit Union

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+1 (207) 854-6000

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Bangor Savings Bank

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+1 (207) 778-0757

www.bangor.com

Erick Eaton - Ameriprise Financial Services, LLC

45 Forest Falls Dr STE B1, Yarmouth, ME 04096, USA

+1 (207) 846-1175

www.ameripriseadvisors.com