Androscoggin Bank Payday Loans Review - South Paris, Maine

Your personal information is safe with us

170 Main St, South Paris, ME 04281, USA
+1 (207) 743-2545
www.androscogginbank.com
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM

Domain Info

Created Date

1999-10-01

Mailing Address

30 LISBON ST

LEWISTON

ME

04240-7116

United States

Company Name

Androscoggin Bank

Androscoggin Bank

Contact Data

rmichaud@androscogginbank.com

+1.2073763516

Testimonials

Feedback about Androscoggin Bank?

Here you read the feedback of our customers.
Note

Pay Attention

Further there will be presented the details about not a exact lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in South Paris, Maine

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

It is easy and fast to issue loans in South Paris, Maine. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Androscoggin Bank help take out a payday loan in South Paris, Maine?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in South Paris, Maine. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in South Paris, Maine

Bangor Savings Bank

118 Congress St, Rumford, ME 04276, USA

+1 (207) 364-8122

www.bangor.com

Maine Highlands Federal Credit Union

216 Main St, Canaan, ME 04924, USA

+1 (207) 474-3544

mhfcu.com

Joanne Small - Mortgage Loan Officer

30 State Rd, Kittery, ME 03904, USA

+1 (207) 752-0165

www.tdbank.com

Town and Country Federal Credit Union

426 Forest Ave, Portland, ME 04101, USA

+1 (207) 347-2386

www.tcfcu.com

Bangor Savings Bank

7 Belmont Ave, Belfast, ME 04915, USA

+1 (207) 338-4270

www.bangor.com

Bangor Savings Bank

24 Hamlin Way, Bangor, ME 04401, USA

+1 (877) 226-4671

www.bangor.com

Bank of America ATM

65 Topsham Fair Mall Rd, Topsham, ME 04086, USA

+1 (844) 401-8500

locators.bankofamerica.com

Camden National Bank

52 Burkett Rd, Union, ME 04862, USA

+1 (207) 785-2600

www.camdennational.com

Bar Harbor Bank & Trust

Main St &, Bridge St, Milbridge, ME 04658, USA

+1 (207) 546-7323

www.barharbor.bank