KSW Federal Credit Union Payday Loans Review - Waterville, Maine

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4.1 9 reviews

222 College Ave, Waterville, ME 04901, USA
+1 (207) 872-5602
www.kswfcu.org
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Testimonials

Feedback about KSW Federal Credit Union?

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Pay Attention

Lending companies are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Waterville, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Waterville, New York is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will get.

APR

25% small loan cap

How will KSW Federal Credit Union help take out a loan in Waterville, New York?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Waterville, ny will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the payday loan. It takes seconds to see the outcome.

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Other Payday Lenders in Waterville, Maine

People's United Bank

15 Hinckley Dr, South Portland, ME 04106, USA

+1 (207) 767-3131

branches.peoples.com

Community Credit Union

40 Stanley St, Auburn, ME 04210, USA

+1 (207) 783-2096

www.communitycreditunion.com

TD Bank

680 Main St, Presque Isle, ME 04769, USA

+1 (207) 764-3791

locations.td.com

Gorham Savings Bank

11 Sokokis Trail, East Waterboro, ME 04030, USA

+1 (207) 247-5500

www.gorhamsavings.bank

ATM (Key Bank)

232 Main St, Bridgton, ME 04009, USA

www.key.com

Bangor Savings Bank

180 Middle St, Portland, ME 04103, USA

www.bangor.com

Downeast Mortgage

261 Gorham Rd, South Portland, ME 04106, USA

+1 (207) 773-6161

Casco Federal Credit Union

393 Ossipee Trail E, Gorham, ME 04038, USA

+1 (207) 839-5588

www.cascofcu.com

Bangor Savings Bank

89 Main St, Bucksport, ME 04416, USA

+1 (207) 469-5992

www.bangor.com