Kennebec Valley Federal Credit Union Payday Loans Review - Waterville, Maine

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4.1 10 reviews

Organization owner?

299 Main St, Waterville, ME 04901, USA

Testimonials

What people think about Kennebec Valley Federal Credit Union?

Below you see some of the reviews of our clients.

Note

Important

Above there is information about a definite company. Below you can read common aspects of payday loans.

Payday Loans in Waterville, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Waterville, New York is are easy to get. The APR is specific for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Kennebec Valley Federal Credit Union that offers payday loans in Waterville, New York

24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval chances. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

18%

Treatment

13%

Vacation

10%

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

Let's see