PeoplesChoice Credit Union Payday Loans Review - Wells, Maine

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4.4 5 reviews

774 Post Rd, Wells, ME 04090, USA
+1 (207) 646-2597
www.peopleschoicecreditunion.com
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM

Domain Info

Created Date

2005-12-08

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Testimonials

What people think about PeoplesChoice Credit Union?

Below you read some of the reviews of our clients.
Note

Pay Attention

Above there is information about a precise loan provider. Below you can read common features of payday loans.

Payday Loans in Wells, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Wells, New York is are easy to get. The interest rate is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of PeoplesChoice Credit Union that offers payday loans in Wells, New York

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments in a timely manner.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.

Let's see

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