What people think about Parker Financial Services?
I recommend Parker Financial Services to everyone who need extra cash. I’ve been using them for 5th time. Always fantastic service!
Thank you for the fantastic service. Your staff helped me throughout the application. It’s convenient that you only need an ID to get funds.
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Bethesda, Maryland
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
It is simple and speedy to get accepted for payday loans in Bethesda, Maryland. The interest rate will be set individually for each consumer and will depend on the personal details the consumer entered.
33% APR cap (2.75% a month)
Advantages of Parker Financial Services that offers payday loans in Bethesda, Maryland
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.