Educational Systems Federal Credit Union Payday Loans Review - California, Maryland

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4.3 30 reviews

22599 MacArthur Blvd #122, California, MD 20619, USA
+1 (301) 779-8500
esfcu.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about Educational Systems Federal Credit Union?

Below you get acquainted with some of the opinions of our clients.
Note

Pay Attention

The above-given information provides the details about a definite company. The information below is about general information about payday loans.

Payday Loans in California, Pennsylvania

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in California, Pennsylvania. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few factors.

APR

6% APR small loan cap

Advantages of Educational Systems Federal Credit Union that offers payday loans in California, Pennsylvania

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit score may stop you from getting accepted for a bank loan. Payday lenders in California, pa accept borrowers with bad credit. You can request a bad credit payday loan on the net 24/7 and if accepted could have the money in your account within a few hours.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the loan immediately.

Let's see

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