What people think about Sheri Stephens - SECU Mortgage Loan Officer?
What’s the point of only give me a small percentage of my check?
Miss Eugenia Kris
This bank only has one cashier available on a Friday.
Nida has horrible customer service.
The previous three items describe a specific lender. But below you can find general information about payday loans.
Payday Loans in Hagerstown, Maryland
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Hagerstown, Maryland. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few factors.
33% APR cap (2.75% a month)
Advantages of Sheri Stephens - SECU Mortgage Loan Officer that offers payday loans in Hagerstown, Maryland
- 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval rates. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments in a timely manner.
To get accepted for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.