Sheri Stephens - SECU Mortgage Loan Officer Payday Loans Review - Hagerstown, Maryland

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17239 Cole Rd, Hagerstown, MD 21740, USA
+1 (410) 980-9512
www.secumd.org
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Testimonials

What people think about Sheri Stephens - SECU Mortgage Loan Officer?

Below you see some of the reviews of our clients.
Note

Important

The previous three items describe a specific lender. But below you can find general information about payday loans.

Payday Loans in Hagerstown, Maryland

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Hagerstown, Maryland. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few factors.

APR

33% APR cap (2.75% a month)

Advantages of Sheri Stephens - SECU Mortgage Loan Officer that offers payday loans in Hagerstown, Maryland

  • 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments in a timely manner.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

Let's see

Other Payday Lenders in Hagerstown, Maryland

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Bank of America ATM

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Latino Express Check Cashing

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First Cash Jewelry & Exchange

117 N Frederick Ave, Gaithersburg, MD 20877, USA

+1 (301) 926-1700

ACE Cash Express

200 N Highland Ave Ste 3, Baltimore, MD 21224, USA

+1 (410) 327-2024

www.acecashexpress.com

Fulton Bank

17803 Virginia Ave, Hagerstown, MD 21740, USA

+1 (301) 791-8517

www.fultonbank.com

Cedar Point Federal Credit Union

40885 Merchants Ln #19, Leonardtown, MD 20650, USA

+1 (301) 863-7071

www.cpfcu.com