What people think about Community Bank of the Chesapeake?
Helpful and friendly staff at the Leonardtown branch.
Take your money and time elsewhere.
Mr. Jonathan Kozey
Everyone there is super friendly.
Below you can see general information about payday loans and their common aspects.
Payday Loans in Leonardtown, Maryland
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to get in Leonardtown, Maryland. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
33% APR cap (2.75% a month)
Advantages of Community Bank of the Chesapeake that offers payday loans in Leonardtown, Maryland
- 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
- High approval chances. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.