What people think about Sandy Spring Bank?
I applied for the first payday loan in my life, was approved the same day despite the fact that I had debts already. I repaid it early. Love this lender for their reasonable rates. Other lenders in my town charge sky high interest!
Zack Wolf II
Online application. I only needed an ID and a bank account. Fast lending decision. The first time I was approved for $400 only. Hope the limit will be more next time. Interest rate is affordable . Paid back the loan even before the due date. If you have difficulties, the term can be also extended.
Mr. Ceasar Blanda
The above-given information provides the details about a definite lender. The information below is about general information about payday loans.
Payday Loans in Towson, Maryland
A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Cash advance loans may become an easy and speedy solution to a short-term problem in Towson, Maryland. Loans from payday lenders can get you money same day. Your APR will depend on a few things.
33% APR cap (2.75% a month)
Advantages of Sandy Spring Bank that offers payday loans in Towson, Maryland
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments in a timely manner.
To get accepted for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator was designed to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.