Main Street Bank Payday Loans Review - Ayer, Massachusetts

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4.1 31 reviews

7 Main St, Ayer, MA 01432, USA
+1 (978) 732-1080
www.bankmainstreet.com
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
(Easter)
Closed
Monday
8AM–4PM

Domain Info

Created Date

2016-07-29

Mailing Address

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MA

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United States

Company Name

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Contact Data

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Testimonials

What people think about Main Street Bank?

Below you read some of the opinions of our clients.
Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Ayer, Massachusetts

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Ayer, Massachusetts. The interest rate will be set individually for each case and will depend on the personal details the applicant filled in.

APR

23% small loan cap

Advantages of Main Street Bank that offers payday loans in Ayer, Massachusetts

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit history. But we remind you that as with any loan you should only consider applying for a cash advance if you are confident that you can afford payments on time.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your loan.

Let's see

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