Naveo Credit Union Payday Loans Review - Cambridge, Massachusetts

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5 2 reviews

251 Hampshire St, Cambridge, MA 02139, USA
+1 (617) 492-1549
www.naveo.org
Friday
8:30AM–6PM
Saturday
8:30AM–1PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–5PM
Hours might differ
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–6PM
Testimonials

What people think about Naveo Credit Union?

Below you see some of the testimonials of our clients.
Note

Important

The previous three items charactirize a specific lending service. But below you can read general details about payday loans.

Payday Loans in Cambridge, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Cambridge, New York. Loans from payday lenders can get you funds same day. Your APR will depend on a few factors.

APR

25% small loan cap

Advantages of Naveo Credit Union that offers payday loans in Cambridge, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

18%
Treatment

13%
Vacation

10%
Clothes

8%
Home improvement

8%
Debt Consolidation

5%
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your needs and pay back your loan commitments without delays.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.

Let's see

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